LEGAL & RISK DISCLAIMER

1. Purpose and Acceptance

This Legal and Risk Disclaimer ("Disclaimer") applies to the Trustcoin App operated by Trust Group 2023. It supplements, and does not replace, the Terms of Service and Privacy Notice. Read all three before connecting an Exchange Account or enabling automation. By using the App and acknowledging this Disclaimer, you confirm that you understand and voluntarily accept the risks described below. If you do not understand or accept them, do not use the App.

2. Software Tool; Non-Custodial Design

The App is intended to be a non-custodial software interface that helps users configure, automate, monitor or transmit instructions to supported third-party Exchanges. Unless expressly stated in a signed, lawfully authorised service agreement, Trust Group 2023 does not hold, safeguard, pool, transfer or withdraw your fiat money or VDAs, operate an exchange or order book, provide local liquidity, clear or settle trades, or control your Exchange Account.

Funds remain in the Exchange Account or wallet selected by you. The Exchange independently controls custody, order acceptance, execution, pricing, settlement, freezes and withdrawals. Non-custodial design reduces certain custody risks but does not remove market, exchange, API, cyber, legal or operational risks.

3. Mandatory API Safety Warning

• Use API Credentials with READ and TRADE permissions only.
• DISABLE WITHDRAWAL, TRANSFER, PEER-TO-PEER AND ACCOUNT-ADMINISTRATION PERMISSIONS.
• Do not connect an Exchange that cannot isolate trading permissions unless an expressly supported safeguard applies.
• Use multi-factor authentication, IP restrictions where supported, unique credentials and prompt key rotation/revocation.
• Immediately disable the connection at the Exchange and contact support team if compromise is suspected.

4. No Financial, Investment, Trading, Legal or Tax Advice

Trust Group 2023, the App, its algorithms and its personnel do not provide personalised financial, investment, portfolio-management, brokerage, legal, accounting or tax advice. Content, alerts, sample settings, rankings, signals, educational material, backtests and preset strategies are general information or software functionality, not an offer, solicitation, research report or recommendation. They do not consider your circumstances. Obtain independent professional advice and make your own decisions.

5. No Promise of Profit or Recovery

No strategy or feature guarantees profit, a particular win rate, capital preservation, recovery of prior losses, passive income, fixed return, daily return, minimum return or uninterrupted performance. Any person claiming otherwise is not authorised to bind Trust Group 2023 unless the claim appears in a written agreement signed by an authorised representative and is lawful. Even then, mandatory risk disclosures and applicable law control.

Past, simulated, hypothetical, backtested, paper-trading or testimonial results are not reliable indicators of future results. They may omit liquidity, slippage, fees, taxes, latency, outages, selection bias and changing market conditions.

6. You Can Lose All Trading Capital

VDA and crypto markets are volatile, speculative and sometimes illiquid. Prices can move sharply at any time. Leverage, derivatives or margin may cause liquidation and losses exceeding deposited margin where the Exchange permits. Only trade money you can afford to lose completely. Do not use borrowed funds, emergency savings or money needed for living expenses.

7. Principal Risk Factors

• Market volatility, gaps, low liquidity, slippage, spreads, manipulation, de-pegging, delisting and valuation uncertainty.
• Exchange insolvency, fraud, hacks, freezes, outages, regional restrictions, changed terms, rejected/partial orders and withdrawal suspension.
• API errors, expired or excessive permissions, latency, rate limits, duplicate/delayed/missed instructions and mismatched Exchange state.
• Algorithm, model, configuration, data-feed, coding or user-input errors; overfitting; and strategies behaving differently in live markets.
• Smart-contract, protocol, oracle, bridge, wallet, blockchain, fork, congestion and cybersecurity risks.
• Internet, device, cloud, hosting, power, notification and third-party service failure.
• Legal, regulatory, sanctions, tax, accounting and reporting changes, including restrictions that may take effect without notice.
• Human error, credential theft, phishing, social engineering, unauthorised promoters and failure to monitor positions.

8. User Responsibility and Monitoring

You select the Exchange, markets, assets, strategies, settings, allocation, leverage and activation time. You must understand each configuration, test cautiously, monitor both the App and Exchange Account, maintain independent records, verify orders directly at the Exchange and retain the ability to stop automation and manage positions manually. Disabling the App may not cancel submitted orders or close open positions.

9. Third-Party Exchanges and Services

Supported Exchanges, payment processors, data providers, protocols, app stores and links are independent. Trust Group does not control or guarantee their legality, licensing, security, solvency, availability, data, prices, execution or conduct. Integration is not endorsement. Their terms, fees, privacy rules and risks apply, and claims relating to their services may need to be directed to them.

10. Regulatory and Geographic Notice

Availability does not mean that the App or any trading activity is lawful in every location. You must determine whether your use complies with local rules on crypto-assets, automated trading, derivatives, financial promotion, sanctions, consumer protection, tax and reporting. Do not access from a blocked jurisdiction or evade geo-controls.

For India, VDA tax and TDS provisions may apply, including sections 115BBH and 194S of the Income-tax Act, 1961, as amended. PMLA/FIU-IND classification depends on actual activities; non-custodial status alone is not determinative. The App does not determine or discharge your tax or reporting obligations unless expressly and lawfully agreed.

11. Technology, Security and Availability

The App may be unavailable, delayed, inaccurate, compromised or defective. Maintenance, attacks, data errors and provider failures can occur. No electronic system is fully secure. Notifications may be late or never arrive. You must not rely on the App as your only monitoring, risk-control, recordkeeping or emergency mechanism.

12. “As Is” and Liability Boundaries

To the maximum extent permitted by law, the App and its information are provided “as is” and “as available”, without warranties of profitability, accuracy, fitness, merchantability, availability, security, non-infringement or error-free operation. Liability is governed by the Terms of Service, including its exclusions, cap and mandatory-law carve-outs.

Nothing in this Disclaimer excludes fraud, wilful misconduct, non-excludable consumer guarantees or any other liability or right that applicable law does not permit the parties to exclude or waive.

13. No Reliance on Promoters or Community Statements

Only official materials published at trustcoin.app and written communications from authorized Trust Group 2023 personnel may describe the App. Statements by affiliates, referrers, community members, influencers, trainers or resellers are not Trust Group 2023 guarantees. Report promises of fixed/daily returns, assured recovery, pooled-fund schemes or requests for withdrawal-enabled API keys to support@trustcoin.app